Mortgages

Halal mortgages in the UK

Sharia-compliant home purchase plans use a co-ownership (Diminishing Musharaka) or leasing (Ijara) structure instead of interest. Every provider listed is FCA-authorised.

Property value£350,000Deposit20%Product type

ProviderProduct typeProfit rate?Max LTVMin depositMonthly est.Sharia board

Gatehouse BankBest Value

Diminishing Musharaka

6.39%

80%

20%

£2,424/mo

Sheikh Dr. Abdul Sattar Abu Ghuddah

Apply

StrideUp

Diminishing Musharaka

6.74%

85%

15%

£2,506/mo

Amanah Advisors

Apply

Al Rayan Bank

Ijara

6.49%

80%

20%

£2,448/mo

Sharia Supervisory Committee chaired by Sheikh Nizam Yaquby

Apply

Monthly estimate assumes a 25-year term, capital + rent equivalent. Speak to each provider for a personalised quote.

Not sure which is right for you? Take our 2-minute quiz.

Start the quiz